Fan-freaking-tastic

[innerslytherin]

It is REALLY embarrassing to have your sandwich all ordered and ready and get up to the cash register only to have your card declined. Knowing I have plenty of money in my checking account to cover a meal at Subway, I ask him to try again, and it's declined AGAIN. So I left. Didn't have any cash, or I would have been using it. Went to the ATM and it said my balance was $70 but wouldn't give me any money. So I call the bank, and she says that whatever I bought yesterday has a hold on the card instead of just deducting the money. So I'm welcome to drive the sixty miles to my nearest bank branch if I want money, but that's the only way I can get cash right now.

This is the second time in less than a week that I've had trouble with a card, AND that the money has been there. I'm done with this. Stupid fucking cards. I'll go back to carrying all cash.

Comments

[valis2.livejournal.com]

Not that I can tell. The credit union told my sister that they had switched to a "hard hold" system. First, though, they kept telling her that it was the vendor, and she explained that no, it couldn't possibly be the vendor, and that was when they went into the hard hold situation. Really stupid. I mean, once the money has been subtracted from your account, why would there be a hold for the same amount of money?

[nemica.livejournal.com]

Yeah, obviously this stuff about vendor is so lame.

Anyway I don't like credit cards and always have cash with me. Though the cards're useful when I travel in Europe.

And I must say I have no idea what credit unions are as here in Russia we only have ordinary banks and credit and debit cards, like Visa or Mastercad.