Fan-freaking-tastic

[innerslytherin]

It is REALLY embarrassing to have your sandwich all ordered and ready and get up to the cash register only to have your card declined. Knowing I have plenty of money in my checking account to cover a meal at Subway, I ask him to try again, and it's declined AGAIN. So I left. Didn't have any cash, or I would have been using it. Went to the ATM and it said my balance was $70 but wouldn't give me any money. So I call the bank, and she says that whatever I bought yesterday has a hold on the card instead of just deducting the money. So I'm welcome to drive the sixty miles to my nearest bank branch if I want money, but that's the only way I can get cash right now.

This is the second time in less than a week that I've had trouble with a card, AND that the money has been there. I'm done with this. Stupid fucking cards. I'll go back to carrying all cash.

Comments

[kirasha]

*hugz* I'm sorry sweets. That sucks.

This is why I use cash for everything but online purchase.

I've come to the conclusion that VISA must have a list somewhere of certain places that it refuses if there's an outstanding hold on funds through the check card. I've had one vendor refuse the card telling me it's refused by the issuer when I can go online and see no holds and plenty of funds. Then five minutes later another vendor accepts the card with no problem.

[innerslytherin]

Yeah, and how freaking strange that SUBWAY would be one of those places? But my problem is I bank with a credit union 60 miles north of the city I'm currently working in. So I've gotten used to using my card for everything, even at McDonald's. No more. I'm going back to cash.