Fan-freaking-tastic

[innerslytherin]

It is REALLY embarrassing to have your sandwich all ordered and ready and get up to the cash register only to have your card declined. Knowing I have plenty of money in my checking account to cover a meal at Subway, I ask him to try again, and it's declined AGAIN. So I left. Didn't have any cash, or I would have been using it. Went to the ATM and it said my balance was $70 but wouldn't give me any money. So I call the bank, and she says that whatever I bought yesterday has a hold on the card instead of just deducting the money. So I'm welcome to drive the sixty miles to my nearest bank branch if I want money, but that's the only way I can get cash right now.

This is the second time in less than a week that I've had trouble with a card, AND that the money has been there. I'm done with this. Stupid fucking cards. I'll go back to carrying all cash.

Comments

[amorettea.livejournal.com]

This is a big problem with debit cards. The STORE where you used it last probably put a hold of double what you spent until they were paid. They are supposed to drop it within 24 hours but usually don't. Convenience stores where they sell gas are the worst for this!

There has been a big flack where I live (Montana) because we get a lot of tourists driving long distances and suddenly find themselves stranded in a small town with no money and no gas. I think it should be illegal to put a hold on more than the amount but I don't own any Congressmen so what does my opinion matter?

[innerslytherin]

Yeah, well, and I always tell them to run it as credit if they ask, but that never seems to matter, regardless of what the lady at the bank told me.

I can totally see that happening in Montana, too. Indiana's a smaller state with smaller spaces. Out there, people could vanish for days while their credit cards were being wrongly refused. >.>